Analytics and reports

Analytics is about understanding, not pretty charts. Svodly answers the usual questions: “where did my money go this month”, “which categories do I spend the most on”, “has my budget grown compared with last year”. This page is about how these reports work.

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Summary — quick figures with no setup

The first level of analytics is the Summary — the app's main screen: the period's figures, cash flow, spending by category, budgets, goals and debts. The cards can be reordered and hidden, and the period switches with one click. It has an article of its own — “Summary”; the rest of this page is about the “Analytics” section.

Analytics — in detail

The Analytics section is built from a set of ready-made reports. They all work on the same model: you choose a period, a breakdown and filters — and the app draws a chart and gathers the figures.

Five tabs instead of one long scroll

The “Analytics” screen is split into tabs — just like an account card. The period in the header applies to all of them except “Subscriptions”. On the computer and on the web the selected tab is remembered on the device: come back to the section and the same one opens. On the phone the choice isn't kept between launches — after the app restarts, “Analytics” opens on “Overview”.

“Overview” — the period's figures, the income and expense chart, automatic observations.
“Breakdown” — donut charts by category and counterparty, the trend of a selected category, large expenses, recurring payments and the “By tag” card.
“Comparison” — the comparison with the previous period and the “Period comparison” table (below).
“Subscriptions” — recurring expenses with the monthly price and the next charge (see “Subscriptions”). It doesn’t depend on the period, and business books don’t have this tab.
“Purchases” — items from FNS receipts. The tab only appears if there are receipts in the period.

The “Analytics” inside an account card has stayed a single scroll — it has its own tabs, and splitting them once more would make no sense.

The Analytics tabs (period 2026): “Overview” with the figures and “Observations”, “Breakdown” with donuts and a category trend, “Comparison” with last year, “Subscriptions” — it has no period chip — and “Purchases”. Back from the Summary, the section opens on the same tab.

On the phone: Analytics → “Year” → “Overview”: income and expense with the change against 2025, “Set aside”, the monthly chart, “Insights” → swipe to “Breakdown”, “Compare”, “Subscriptions” (no filter chips there) → tap “Purchases”.

Income and expenses by period

Two-colour bars of income and expense by month or week. You can see the dynamics — for example, that expenses are always higher in summer because of holidays.

A future-dated transaction lands in the period in full. A personal book accepts transactions ahead of time (you planned a payment — you wrote it down), and a period in “Analytics” closes by the calendar rather than at today: “this month”, “week”, “quarter” and “year” count their calendar unit to the end, and “all time” does not close at all. That is why the figures match the “Categories” directory for the same period. The rolling “7 days” and “30 days” are windows up to today: they have no calendar unit. The chart axis does not grow an empty tail to December either — its right edge reaches the last transaction of the period.

Besides the ready-made periods, the menu has “Custom…” — a specific week, month, quarter or year. On the computer and on the web it opens a “Week · Month · Quarter · Year” panel: pick the unit, then its number and the year — say, July 2026 — and “Analytics” is recalculated at once, with the period button showing the choice: “July 2026”. On the phone this item is in every period menu: in “Analytics”, on the “Analytics” tab of an account card, on the category and project pages, in “Purchases”, “Receipts” and at the Summary donut. It opens a sheet with the “Wk · Mo · Qtr · Year · Dates” segments: in the first four the period is picked with a wheel, in “Dates” — with the “From” and “To” fields and quick options: “Last month”, “Last quarter”, “Last 90 days”, “Year to date”. The period is applied only on Done — Cancel changes nothing — and the period pill labels it briefly: “July 2026”, “1–15 Sep”. Going from analytics to “Transactions”, “Purchases” or “Receipts” keeps the chosen period, and the period filter in the phone’s “Transactions” opens the same sheet.

The period selector in the top-right corner: week, month, quarter, year or “All time” — all the cards and charts are instantly recalculated for the chosen range.

On the phone the period switches with the same selector at the top of the screen: tap → choose a range (here “Year” → “All time”) → analytics is recalculated.

The period menu → “Custom…” → “Month” → July: “Analytics” is recalculated, and the period button reads “July 2026”.

Phone: the period pill → “Custom…” → the “Wk · Mo · Qtr · Year · Dates” sheet → a month on the wheel → “Done”: the pill shows the chosen month and analytics is recalculated.

Structure by category and counterparty

A doughnut chart with the shares of top-level categories — a clear answer to the question “where does the money actually go”. Separate doughnuts are drawn for expense and for income.

Top-level categories are shown: if you have “Food → Groceries / Cafés / Delivery”, then “Food” appears as a single share, aggregating the nested subcategories. In the card header there's a breakdown switch “Categories · Counterparties · Projects”: the same period can be broken down not by line items but by payees or by project — on the computer, on the web and on the phone. “Projects” appears once the directory has at least one project.

A parent category in the legend can be expanded — its subcategories appear under the row with their own shares. The ring is not redrawn: you see what a share is made of without losing the overall picture. The parent's own transactions (those filed straight into “Food” rather than a subcategory) get a separate “No subcategory” row — otherwise the contents of a group would not add up to its own total.

On desktop and the web the contents show on the donut itself too: hover over a share and an inner ring with its subcategories opens beneath it. Hover over an arc and the tooltip shows the subcategory's amount, its share of the total and its share within the category. “Other” opens the same way — here and on the Summary donut.

Hovering over a share of the “Expense structure” donut opens the inner ring with the subcategories; the arc tooltip shows the amount, the share of the total and the share within the category.

There is no hover on the phone, so the inner ring does not open there — it is a computer and web feature.

Мобильный

The “Other” row — the tail beyond the top 5 — expands the same way: every hidden category appears under it. A click on a specific legend row still opens “Transactions” filtered by it and the current period.

The “Expense structure” card: the “Categories → Counterparties” switch changes the breakdown of the same period — you immediately see who received the most money (top counterparties).

On the phone: “Year” → “Breakdown” → the “Categories” breakdown chip → “Counterparties” → “Projects” → back to “Categories” → scroll to “Income structure” and “By tag”.

Period comparison

The “Comparison” tab holds a “category × two periods” table. The “Income” and “Expenses” sections, a row for every category with transactions, a separate “No category” row and a “Total”. The columns are period A, period B and the ±% between them.

Both periods are chosen independently — of the screen's period and of each other: a week, a month, a quarter or a year from any year in your book, or an arbitrary date range. By default it compares last month with the current one. Next to them is an account filter: “All accounts” or one specific account.

The delta is coloured by meaning: a rise in expense is red, a rise in income is green.
A category that did not exist in the first period is marked “new”.
Planned transactions, transfers and investment movements are not in the table — the same rules as for the charts and the figures, so the numbers agree with the rest of analytics to the last kopeck.
Amounts are shown in a single currency: if the transactions of both periods are in one currency, then in that one, otherwise in the book's base currency. Roubles and dollars are never added up in the same cell.

With many categories the table stops being readable. So it has three instruments:

Hierarchy. Subcategories are folded into their parent: “Food” is one row with a total, and an arrow expands “Groceries”, “Cafés”, “Delivery” and a “No subcategory” row for transactions filed straight into the parent.
Sorting. A click on a column header sorts the table — by category name, by the amount of either period, or by the size of the change. So “what grew the most” is one click away instead of a scan down the whole list.
A category filter. The “All categories” dropdown leaves a single branch in the table — handy when you are comparing one particular direction of spending.

The category filter is there on the phone too — “Period comparison” works here just as it does on the computer.

The “Comparison” tab: pick period A and period B with the chip pickers, filter by account — the table shows every category across both periods and the difference in per cent.

Phone: the same table, with periods picked in sheets — a “unit + year” wheel or a calendar for an arbitrary range.

Hierarchy and sorting in “Comparison”: an arrow expands subcategories inside their parent, a click on a column header sorts the table by change, and the “All categories” dropdown leaves a single branch.

On the phone: “Compare” → “Period comparison” (September → October) → the chevron next to “Food” expands its subcategories and folds them back → the “All categories” chip → “Food”: the table keeps one branch with “Total” → back to “All categories”.

By tag

The “By tag” card on the “Breakdown” tab shows the turnover of every tag over the period — as a list rather than a chart: a transaction with two tags would land in both segments, and the shares would stop adding up to a whole. A separate “Not counted” row shows how much money the system tag of the same name has taken out of the statistics.

Top counterparties

The same “Counterparties” breakdown in the structure card answers the question of who received the most money in this period. Useful for business (top suppliers) and for personal finance (you'll see that 40% of “Food” is one delivery service).

Subscriptions

The Subscriptions tab gathers your regular expenses — streaming, mobile, rent — into one list: what they cost per month and per year, when the next charge is due and what a subscription has cost you over all time. The tab doesn't depend on the selected period. See “Subscriptions” for the details.

Receipt purchases

If the period holds scanned FNS receipts, a “Purchases” tab appears in personal analytics: how many receipts and line items there were, what the average receipt was, and what you buy most often and most expensively — no longer by category but by item. The “All purchases” button opens the full list with each item's price history and “basket inflation”. Details are in “Receipt purchases”.

What goes into analytics

By default — all transactions in the active book, except transfers between its accounts. Transfers are excluded because they don't change the overall state of your finances — it's moving money from your left pocket to your right. A transfer between books is a different matter: for each book it is a real expense or income, so it does count in that book's analytics — under the “Transfer between books” category.

Transfers are always excluded — there's no separate “show transfers” toggle in analytics. To look at the transfers themselves, open the “Transactions” journal and set a filter for the type “Transfer”.

One more exception — transactions carrying the “Not counted” tag. That is your manual way of taking out of the statistics something that was not really your spending: you paid the shared bill for the table, you bought something with someone else's money. The transaction stays in the journal and in the account balance, but drops out of the figures, the charts, budgets and management reports. Tax reports are not affected by the tag.

Several currencies in one set of analytics

If you have accounts in different currencies, the analytics reports don't mix them: amounts are counted within a single currency, and on a mixed selection the overall subtotal is hidden. The exchange rate for a transfer between accounts in different currencies is entered manually in the transaction itself.

The exception is the aggregate figures on the Summary and Accounts screens (the total balance, the Balance / Income / Expenses / Free KPIs and the “Expenses by category” card on the Summary): with the Svodly Cloud connected they are automatically converted into the book's base currency at the official exchange rate of the Bank of Russia. See Accounts → “Aggregate balance at the CBR rate”.

Export

Printing the analytics itself to PDF is not supported yet. To export the figures to a spreadsheet, use the export on the Import & export page, and in a business book — the ready-made reports in XLSX, CSV and PDF (PDF on desktop and web).

Where to go next

Subscriptions — regular expenses, their price and cancelling.
Receipt purchases — the breakdown by item and the price trends.
Budgets — how to turn observations from analytics into limits.
Categories & counterparties — how the quality of your labelling affects how useful the reports are.
Tags — another breakdown, and a way to take a transaction out of the statistics.
Data export — if you need the figures in your own spreadsheet.