Taxes

In the business book, Svodly helps you keep an eye on taxes: the regime you choose determines what is calculated and which reports are available. This is supporting bookkeeping — not a replacement for an accountant and not the filing of returns with the FNS.

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“Taxes” on USN 6%: tax since the start of the year, the “Breakdown” and the deadline calendar. A 14,347.50 ₽ expense in “Taxes & fees › Sole proprietor contributions” to the Federal Tax Service dated 30 September — and the “Breakdown” gets a “− Insurance contributions (paid)” line, while the year-to-date tax and the Q3 amount go down.

On the phone: Taxes — 302,233 ₽ “due · Q3 advance” → “+” → a 14,347.50 ₽ “Sole proprietor contributions” expense to the FNS on 30 September → Taxes: “Contributions (deduction)” −14,348 ₽, 287,885 ₽ due, and “Tax since the start of the year” is lower.

Tax regimes

The regime is set in the business profile. Supported regimes:

NPT — professional income tax (the self-employed).
USN 6% — the simplified “income” regime.
USN 15% — the simplified “income minus expenses” regime.
Patent and OSN — can be picked as the regime in the profile, but the tab doesn't calculate the tax for them yet (see below).

Changing the regime changes the set of available reports: for example, the KUDiR·USN-6 is shown only on “income”, and the deals register only on NPT. Details are in “Reports”.

Tax dashboard

The Taxes tab calculates the tax for the regime picked in the profile:

USN 6% — the amount due and a breakdown: income accrued year-to-date × the 6% rate, minus the sole proprietor's own insurance contributions paid. Contributions from the “Sole proprietor insurance” seed category reduce the tax itself (by up to 100%) — the deduction shows as a separate breakdown line on every platform, and the same formula drives the cash-flow forecast and the “Tax by quarter” figure in the business analytics.
USN 15% — a breakdown “income − expenses = base” × 15%. If the tax on the base comes out below the minimum tax of 1% of income, the minimum is shown as due. Here the contributions reduce the base as an ordinary expense, not the tax itself.
NPT — calculated monthly at the counterparty's rate: 4% of income from individuals and 6% from companies and sole proprietors (the rate follows the legal form or the INN in the counterparty card; income without a counterparty counts as coming from an individual). The one-off 10,000 ₽ deduction is not applied, so the amount is an upper-bound estimate. The deadline is the 28th of the following month. On the phone you also see the progress towards the yearly NPT limit of 2.4 mln ₽.

On a computer (web and desktop) there is a deadline calendar under the dashboard — quarterly USN advances or monthly NPT payments, so you don’t miss a date; there, once income reaches 18 mln ₽, a warning appears about approaching the VAT threshold on USN (20 mln ₽, from 01.01.2026). On the phone, a nearest-deadline badge is shown instead of the calendar, and the large amount above it is the tax due by that deadline: the quarter’s advance or the year-end payment; the year-to-date tax is a line in the breakdown. Enable VAT and pick a rate (5 / 7 / 22%) in the book passport and Svodly computes the VAT due per quarter, and the USN tax base net of the VAT charged to the customer (Tax Code, art. 248 §1). The net income is the same everywhere: on the “Taxes” dashboard itself, in the payment calendar and in the KUDiR and “Sole trader insurance contributions” reports; in the KUDiR the VAT itself goes into a reference “VAT (incl.)” column. For a non-payer book the base and the income stay gross.

The calculation is based on the income and expense transactions in the business book for the period. Always check the exact amounts with your accounting — Svodly gives a guideline, not an official calculation.

These same tax deadlines, with an estimated amount, flow into the “Payment calendar” alongside planned payments — so you can spot a cash gap in advance.

Patent and OSN

There is no calculation for Patent yet: the patent cost isn’t set in the app — the tab suggests calculating it in the FNS calculator. OSN (profit tax + VAT) isn’t supported yet — the tab says so with a banner. On the phone both regimes show the same placeholders.

Footnotes under the calculations

The tab ends with footnotes; the ¹ mark by “Breakdown” (for a patent — by “Patent details”) points to the first: the tax is calculated from the book’s transactions, the chosen regime and rate; income and expenses outside the book, deductions and benefits that are not in it are not taken into account. The taxpayer calculates and pays the tax — check the amount before paying. The line below reminds you that the calculations are for reference only and are not an individual recommendation: you make your own decisions based on them (section 6 of the License Agreement).

How the taxes themselves are calculated

The formulas, deadlines and up-to-date amounts live in the tax handbook: short guides without accounting jargon, with worked examples and notes on what Svodly does for you.

How to calculate the USN 6% “income” tax — the formula, a 2026 example and the contributions deduction.
IP insurance contributions — 2024–2027 amounts, the 1% surcharge and deadlines.
Self-employed (NPT) tax — the 4/6% rates, the credit, the 2.4 million ₽ limit and card transfers.

What is not included in the tax base

“Virtual” accounts are excluded from the tax base — use them for technical/internal movements so they don’t distort the tax and the KUDiR. Transfers between your own accounts are not counted as income either.

Where to go next

Reports — KUDiR, the NPT deals register and export to XLSX/CSV.
Payment calendar — tax deadlines in the cash-flow forecast.
Business book — profile, regime, counterparties.
Transactions — the income and expenses the calculation is built on.