Bank account

An account at a bank with no card attached: an instant-access savings account, a currency account, and in a business book — the current account of a sole trader or a company, through which client payments, rent, salaries and taxes flow.

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How to create one

On the “Accounts” screen press + New account.
Type — “Bank account”, currency — the currency of the account at the bank.
Opening balance — the balance on the date you start from.

“New account” → name “Wallet” → “Account type” (nine types, including “Loan” and “Debt”) → “Cash” → opening balance 3,500 ₽ → “Create”. The account card opens, and on “Accounts” it joins the “Cash” group.

“Add account” at the bottom of “Accounts” → name “Wallet” → “Account type” (nine buttons, including “Loan” and “Debt”) → “Cash” → the book currency → “Starting balance” 3,500 ₽ → “Create”: the account joins the “Cash” group.

In a business book

The current account is a sole trader’s main account. Contract payments come in through it; rent, purchases, salaries, tax and contributions go out of it. Revenue that lands on it forms the tax base — unlike virtual accounts, which stay out of it.

Bank details — the tax number, the registration number, the BIC, the account and correspondent numbers — are stored not on the account but in the book passport: that is where invoices and acts take them from.

Cash collection — money from the till to the current account — is a transfer, not income: you already recorded the revenue when you received it.

Where to go next

Business book — the passport, the details, the tax regime.
Taxes — what is worked out from money arriving in the account.
Accounts — the general part.