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Cash

A wallet, an envelope, a jar on the shelf, the till in a business book — anything that sits in banknotes. The simplest type: no limits, no rates, no bank details. Takes ten seconds to create and then just counts.

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How to create one

  1. On the “Accounts” screen press + New account.
  2. Type — “Cash”, currency — whatever the banknotes are.
  3. Opening balance — how much is in the wallet right now. It is not a transaction but a starting point: the account's history begins there.
“New account” → name “Wallet” → “Account type” (nine types, including “Loan” and “Debt”) → “Cash” → opening balance 3,500 ₽ → “Create”. The account card opens, and on “Accounts” it joins the “Cash” group.
“Add account” at the bottom of “Accounts” → name “Wallet” → “Account type” (nine buttons, including “Loan” and “Debt”) → “Cash” → the book currency → “Starting balance” 3,500 ₽ → “Create”: the account joins the “Cash” group.

Withdrawals and deposits are transfers

Taking money out of an ATM is not an expense: nothing was spent, the money moved from the card into your pocket. Record a transfer “Main card → Cash”. Paying cash into the card is a transfer the other way.

Record a withdrawal as an expense and the month shows spending that never happened — and then again when you actually spend that money. A transfer counts as neither income nor expense, so the statistics stay honest.
A cash withdrawal is a transfer: “Transaction” → “Transfer” from the card to “Cash”. The second half of the clip is a transfer to an account in another currency, with a rate.
On the phone: “+” → “Transfer” → the source and destination accounts; for an account in another currency, the “Conversion rate” card calculates the amount received.

What the card shows

The balance, a trend sparkline for the period and the usual transaction feed. Cash needs neither a limit nor a rate, so it has no extra tabs — only “Transactions” and “Analytics”.

Cashback is not attached to cash: it is paid on cards. Cashback rules are created on card accounts.

Where to go next